Toby Oliver
Western NC and Eastern TN
About
Cardinal Insurance — The Toby Oliver Agency is a full-service, independent insurance agency proudly serving Western North Carolina and Eastern Tennessee.
When Toby started Cardinal Insurance in Boone, he had one guiding principle: that every client deserves insurance with a personal touch. As a local agency, we take the time to understand your unique needs and find the right coverage at the right price — whether you're protecting your home, your vehicle, your family, or your business.
What We Offer
A full range of insurance solutions including auto, homeowners, life, health, and commercial business insurance. As an independent agency, we work with multiple top-rated carriers to shop the market on your behalf and find you the best value.